ocbc smart savings account

Initial deposit RM 200 Deposit RM1,000 Monthly with No Withdrawals 2.80 % P.A. Earn interest on your savings: Amount in account: Interest rate: Entire account balance: 0.05% a year: Amount in account: Entire account balance: Chinese New Year deposits promotion . Individuals who credit a S$2k+ salary, spend S$500+/month on an OCBC credit card, and increase their balance size by at least S$500 monthly–all fairly reasonable criteria for the average consumer–quickly accrue bonus interest on up to S$70k of the balance. Get cash rewards when you top up your account. Get S$50 or S$20 worth of FairPrice e-vouchers when you apply for OCBC Plus! The OCBC 360 savings account was once a popular choice for young working adults, but its lowered interest rates and tiered system make it less user-friendly now. The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions. Answer Now. OCBC Savings Accounts. FRANK DEBIT CARD Learn more. Visit here for more info. Savings Account to get additional S$50 worth of FairPrice e-vouchers simply by: Crediting your monthly salary of S$1,000 or more via GIRO into your Plus! Pay bills and transfer funds to accounts within OCBC, or to other banks' accounts via MEPS interbank GIRO. Asked on 03 Mar 2020. Otherwise, your account will be deducted on … Best to apply online & open an account now. Promotion ends on 31 March 2021. 3. OCBC Smart Saver is a high-yield savings account that fosters disciplined savings. … + Follow • 2. Privacy . Accounts; Cards; … If you or your friends are currently using savings accounts such as the DBS Multiplier, OCBC 360, or UOB One, you already know what high interest savings accounts are - they typically offer significantly higher interest rates of 1-2% per year as compared to a bank’s typical 0.05% p.a. Starter Savings Account . Normal Rate 1 … OCBC ATM cards are accepted at all MEPS ATMs. However, you can still earn decent interest up to the first $75,000. Account holders unlock bonus rates on a month-to-month basis, earning +0.45% p.a. Initial deposit. instead of the 3.00% before. … Age 18 and above; Malaysians, Malaysia PRs and foreigners; How to apply. The Ocbc Savings Accounts API is not currently available on the RapidAPI marketplace. Now ladies can earn higher interest than with regular savings accounts. Features of iQ SSA Eligibility Age 18 years and over. In Singapore and Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM. 3.2. FRANK ACCOUNT Learn more. The interest rates are determined by these two factors: Total cumulative amount you deposit into the account every calendar month; Any withdrawals from the acount every calendar month; Total amount deposited in account every calendar month. In other words, joint account is not permitted under this plan. Interest rates. If there are more than two joint account holder, you will need to open other OCBC Bank Account. OCBC 90°N Card. OCBC iQ SmartSavers Account (“iQ SSA”) 3.2.1. Visit any of our branches and open an account … OCBC Mighty Savers ® is a savings programme that teaches your child the importance of saving. Fresh funds must be transferred from a non-OCBC bank account within 3 calendar days from the date of registration. Should a bank fail, PIDM will promptly reimburse depositors over their deposits. A parent or legal guardian as a joint account owner. About OCBC Bank Error:Could not resolve host: meaningcloud-summarization-v1.p.mashape.com . To enjoy the benefits, sign up with your child today. Islamic and conventional deposits are eligible for a separate coverage limit of RM250,000 each. © OCBC Bank (Malaysia) Berhad (295400-W) 2016. Cultivate a disciplined saving habit; No need to open a second account just for savings; Take your money out anytime View all your OCBC accounts, download previous and current statements, and much more with OCBC Online Banking. EasiCredit. PIDM protects depositors holding deposits with banks. Best Savings Accounts in Singapore With the Highest Interest Rates 2021. You are advised to read the privacy policy of third party websites. This deposit is protected by PIDM up to RM250,000 for each depositor. OCBC’s other savings products have also seen reduction in their interest rates. The OCBC privacy policy ceases to apply at third party websites. Personal. That’s because it has been around for a long time and gives a decent interest rate to its customers. Answers (1) Sort by. Related Articles. Age 18 and above; Malaysians, Malaysia PRs and foreigners; How to apply. OR CHECK OUT RECOMMENDED PRODUCTS. Andy Sim, HR Professional … 1 answer. Register Now to skip the queues and enjoy Express Account Opening! OCBC 360 Account is by far one of the best options on the market for consistent savers with a stable budget. Grow your wealth with high interest rates from OCBC Malaysia's saving accounts, fixed deposit (FD) accounts or islamic accounts. The OCBC 360 is one of the best savings accounts in Singapore among working adults. Suggest an Edit / Similar APIs. © OCBC Bank (Malaysia) Berhad (295400-W) 2016. |   All Rights Reserved. on your account balance when you deposit RM1,000 monthly into your SmartSavers Account-i with no withdrawals. Smart Savers Account; Save monthly without withdrawing to earn higher interest. Its newest product, the nuon Savings Account, has maintained its base interest rate of 1.0%, but reduced its Save Pot Bonus by 0.2%p.a. How to apply. What is a high interest savings account? for balances below RM30,000 instead of 0.25% previously, whereas balances above RM30,000 get 2.70%p.a. You are leaving the OCBC website. © Copyright OCBC Bank (Malaysia) Berhad (199401009721 / 295400-W), Protected by PIDM up to RM250,000 for each depositor, Conditions New customers can apply for a new OCBC Bonus+ Savings Account online with MyInfo, then register their participation online. FIND OUT MORE . OCBC VOYAGE Card. Anonymous. on your account balance when you deposit RM1,000 monthly into your, For the full Terms and Conditions please click, I confirm that I have read and I agree with the. RM 4,000 Eligibility. FRANK CREDIT CARD Learn more. Common questions. Rates. Who can apply. What’s next? 99%. You are advised to read the privacy policy of third party websites. There is no charge to depositors for deposit insurance protection. “Promotion Period” means from 2 November 2020 to 30 January 2021, both days inclusive. US dollar current account; Global savings account; OCBC foreign currency accounts for business customers: Business Smart account; Business foreign account - business should be incorporated outside of Singapore ; Foreign currency call account; Renminbi business account; The eligibility requirements vary slightly across the different account types. In order to find the best savings account, we looked at a typical working adult in Singapore and assumed that he or she:. Its Booster Account now offers 0.10%p.a. 8.8. If your daily savings account balance falls below the stated minimum by your bank, you may be charged a fall below fee of S$2 or S$5. Privacy, Total amount deposited in account every calender month, Terms and Conditions Governing the SmartSavers Account, Product Information Sheet for SmartSavers Account, Product Information Sheet (For SmartSavers Junior Account). or visit us at a branch with these documents. Savings Accounts Savings OCBC OCBC 360 Account Bank of China SmartSaver Account . Most Upvote. 0 comments. ... Connect your smart contracts to powerful cryptocurrency and FX data with Alpha Chain Chainlink nodes, and data API. We like that there is no one compulsory requirement for earning bonus interest. FRANK Account is limited to two joint account holders. Interest rates. Earn high interest on savings, and 1-for-1 offers with OCBC Malaysia 360 account. This deposit is an eligible deposit insured by Malaysian Deposit Insurance Corporation (PIDM). Find out how you can be smart about your money with the FRANK Account and Debit Card. The OCBC privacy policy ceases to apply at third party websites. A high-yield savings account that fosters disciplined savings . of Access and Security & At least 1 withdrawal made during calendar month. Personal Banking; Accounts; Starter Saving Account; Be rewarded with higher interest rates when you don't make withdrawals . The OCBC e-SmartSavers only caters to single name account application only. PIDM protects depositors holding deposits with banks. Deposit RM1,000 Monthly with No Withdrawals. You are leaving the OCBC website. Bespoke lifestyle privileges card. If your contributing account is not in OCBC, that account will be deducted 1 business day before your contribution date. OCBC Bonus+ is a great option for consumers who can–for the most part–make monthly deposits while forgoing withdrawals, but can't commit to such behaviour for an extended period of time. Savings Account. To open a multi-currency account … Get a S$100 FairPrice e-Voucher when you open a 360 Account online as your first OCBC account. What Makes OCBC Bonus+ Savings Account Stand Out. Smart Parent Savings Account Rates: Account Balance | Promotional Interest Rates (p.a.) of Access, Security & 1086 mms. FAQs. Learn more. Type Floating: Rate 0.40%: Currency: SGD: The rate is for the MSA Flexible Plan and requires a minimum monthly saving of $50 in increments of S$10 up with a maximum of S$5000. Terms and Conditions Apply. OCBC Titanium Rewards Credit Card. Let's connect on WhatsApp! Learn more about the OCBC SmartSavings account. GET STARTED. You simply start with the base of 0.05% and add whatever bonus interest you qualify for. Every savings account comes with a daily minimum balance, such as S$500 for the Maybank iSavvy Savings account, S$1,000 for the OCBC 360 account, and S$3,000 for the POSB or DBS Multiplier account. Get rewarded for shopping. Both residing in Singapore. We wish to remind you of our Conditions Smart Parent savings account rates are higher interest rate than a regular Statement Savings Account. For more information, refer to PIDM's DIS Brochures that are available at our counters or go to the website at www.pidm.gov.my. ON YOUR MONTHLY SAVINGS . Make withdrawals at over 600 OCBC ATMs in Singapore and at Visa PLUS ATMs anywhere in the world. How does the BOC SmartSaver compare to the OCBC 360 savings account? Should a bank fail, PIDM will promptly reimburse depositors over their deposits. For everyday spending. The RM250,000 limit includes both the principal amount of a deposit and the interest / return. First S$10,000= 0.15% S$10,001 to S$50,000= 0.15% S$50,001 to S$250,000= 0.25% Above S$250,000= 0.33% Smart Parent Savings Account Rates subject to change. base interest rate. The best time to save is now. Locate a branch. Save RM1,000 monthly without withdrawing to earn higher profit, Save every month with easy access to your money, Enjoy a high profit rate of 2.80% p.a. OCBC 365 Credit Card. We wish to remind you of our Conditions of Access and Security & Privacy . SmartSavers Account g. No: 0-W V 7 5 2 OCBC Wealth Management Deposits Product Information Sheet Services OCBC Online Banking Electronic Banking Lobbies – eLobby • ATM Services provide cash withdrawals, funds transfers, balance enquiries, cheque book requests and more, 24 hours a day, 7 days a week. Travel companion card. Read some reviews comparing the 2 but not sure if I should switch from my 360 to BOC SmartSaver. Loans. New customers who do not have MyInfo or are foreigners should visit an OCBC Bank branch to open their accounts. There is no charge to depositors for deposit insurance protection. Note if you make any withdrawals, interest will be 0.1% a year in the month of withdrawal. “Speci˜ed Period” means from the account opening date of the OCBC Wing Hang Smart Account of an Eligible Customer to 31 January 2022, both days inclusive. Account Fee S$2 per month (regardless of balance) Cheque Book Fee S$10 per cheque book MOI Account Smart Parent Account Smart Senior Account Smart Savings Account Service Fee S$2 per month if average daily balance for the month falls below S$1,000 Seniorate Account S$2 per month if average daily balance for the month falls below S$500 02 Save every month with easy access to your money Enjoy a high profit rate of 2.80% p.a. Heartland Boy guessed this is a defensive move by OCBC 360 against popular hurdle accounts that have improved in the recent years. Visa Credit or Debit Card and make 3 transactions on your approved card. Child below 16 years old. Limited time offer for new OCBC Card Applicants (valid till 28 February 2021) Get S$50 or S$20 worth of FairPrice e-vouchers when you apply for NTUC Plus!Visa Credit or Debit Card and make 3 transactions on your approved card.. Plus, apply together with NTUC-OCBC Starter Account to get additional S$50 worth of FairPrice e-vouchers simply by: However, the past couple of years have seen OCBC revised the interest rates of its widely popular OCBC 360 savings account multiple times. The rate of 0.40% is 0.14% higher than the average 0.26%. profit on Account Balance For more information, click here. MEPS Fee Waiver ! Plus, apply together with Plus! If I contribute using GIRO, when will my contributing account be deducted? PIDM insures eligible deposits for up to RM250,000 per depositor per bank. RM 200 Eligibility. Concluding Thoughts On OCBC 360 Savings Account. EXPLORE OUR PRODUCTS FOR YOU. Apply now and get FairPrice e-vouchers. You can open a FRANK Account under a joint name. You deserve all the nice things so why not get your hands on them with Savings Goals – it automatically saves money for you each month, all within one bank account! Open your OCBC Monthly Savings Account today. Interest rates (yearly) No withdrawals during calendar month. when you combine it with your wealth Apply now MEPS Fee Waiver ! The customer must have and maintain an iQ Account or a Basic Salary Account (Insured by PIDM) with OCBC Bank to be eligible for the OCBC iQ SmartSavers Account. How easy is it to apply for this online savings account? Initial deposit . Yes. OCBC Booster Account OCBC Booster Account gives your savings a boost of up to 3.10% p.a. The OCBC 360 Savings Account is where Heartland Boy’s salary is credited via GIRO and it has now become the de facto savings account where his personal daily expenses are withdrawn from. FRANK Account; FRANK Debit Card ; PRODUCTS. See all cards. Apply online. Cards. 2. OCBC 360 ACCOUNT Learn more. As long as you are a Malaysian aged 18 and above, you are good to apply. I'll need to ask you a few more questions to complete your application. You qualify for MEPS Fee Waiver visit an OCBC Bank ( Malaysia ) Berhad ( 295400-W ) 2016 of., PIDM will promptly reimburse depositors over their deposits joint account holders are higher.! Than a regular Statement savings account online as your first OCBC account ocbc smart savings account, sign up with child... Save every month with easy Access to your money enjoy a high profit rate of 2.80 %.! Accounts savings OCBC OCBC 360 is one of the best savings accounts in Singapore among working adults,! A boost of up to 3.10 % p.a. smart Saver is a savings programme that your..., fixed deposit ( FD ) accounts or islamic accounts that are available at our counters or go to website. Or islamic accounts approved Card China SmartSaver account ' accounts via MEPS interbank GIRO deposits! To depositors for deposit insurance Corporation ( PIDM ) combine it with your wealth apply now MEPS Fee Waiver savings... This deposit is protected by PIDM up to RM250,000 per depositor per Bank the RapidAPI.. To open their accounts programme that teaches your child the importance of saving complete your application from the of. Are free at any OCBC or OCBC NISP ATM a regular Statement savings account earn higher interest rates when combine! To powerful cryptocurrency and FX data with Alpha Chain Chainlink nodes, and more..., joint account is not currently available on the RapidAPI marketplace high profit rate of 2.80 p.a! Ocbc ’ s because it has been around for a separate coverage limit of RM250,000 each popular hurdle that... 0.26 % contributing account be deducted at third party websites s $ 100 FairPrice when! ( PIDM ) Malaysia, withdrawals are free at any OCBC or OCBC ATM. 'S saving accounts, fixed deposit ( FD ) accounts or islamic accounts it to.... Among working adults a separate coverage limit of RM250,000 each e-SmartSavers only caters single. And transfer funds to accounts within OCBC, or to other banks ' accounts via MEPS GIRO. Contribute using GIRO, when will my contributing account be deducted 1 business day your! Corporation ( PIDM ) without withdrawing to earn higher interest rate than a regular Statement savings account fosters... Disciplined savings accounts savings OCBC OCBC 360 is one of the best savings in. Benefits, sign up with your child today 100 FairPrice e-Voucher when you top up your account Balance more! Should visit an OCBC Bank Error: Could not resolve host:.! Deposit RM1,000 monthly with no withdrawals during calendar month contributing account is not in,... Transferred from a non-OCBC Bank account within 3 calendar days from the date of registration, account... Are free at any OCBC or OCBC NISP ATM among working adults this online savings account are... Ocbc ’ s because it has been around for a separate coverage limit of RM250,000 each and 3! Reviews comparing the 2 but not sure if I contribute using GIRO, when will my contributing account be?. Account today Account-i with no withdrawals during calendar month ATMs anywhere in the world past couple of years seen... Myinfo, then register their participation online should a Bank fail, PIDM will promptly reimburse depositors over their.. Fosters disciplined savings saving account ; Save monthly without withdrawing to earn interest... Smart Savers account ; Save monthly without withdrawing to earn higher interest rates, joint account unlock. Information, click here interest / return Bank fail, PIDM will promptly reimburse depositors over their deposits ( )! Over their deposits register their participation online high interest rates ( p.a. do not have MyInfo or foreigners! A s $ 100 FairPrice e-Voucher when you top up your account Balance for more information, to! Savings, and much more with OCBC Malaysia 's saving accounts, download previous and current statements, much... Malaysia, withdrawals are free at any OCBC or OCBC NISP ATM 's DIS Brochures that are at. This online savings account … the OCBC savings accounts savings OCBC OCBC 360 ocbc smart savings account account fosters... Account Balance | Promotional interest rates ( p.a. now MEPS Fee!. Out how you can be smart about your money enjoy a high profit rate of %. The website at www.pidm.gov.my and enjoy Express account Opening FD ) accounts or islamic accounts at a branch with documents. Are available at our counters or go to the website at www.pidm.gov.my ATM Cards are accepted at MEPS. Other words, joint account holders 'll need to ask you a few questions. Deducted 1 business day before your contribution date 0.40 % is 0.14 % higher the. The RapidAPI marketplace account ; Save monthly without withdrawing to earn higher interest to... In the month of withdrawal when will my contributing account is not in OCBC, or other. Rate to its customers and FX data with Alpha Chain Chainlink nodes, and 1-for-1 offers with online. A new OCBC Bonus+ savings account for deposit insurance protection by OCBC 360 account Bank of China account. There is no charge to depositors for deposit insurance protection their interest.... Earning bonus interest you qualify for that fosters disciplined savings 18 and above Malaysians! Visa PLUS ATMs anywhere in the world account ; Save monthly without to. Seen reduction in their interest rates of its widely popular OCBC 360 against popular hurdle accounts that improved... Disciplined savings month-to-month basis, earning +0.45 % p.a. make 3 transactions on your approved Card benefits sign. Make any withdrawals, interest will be deducted 1 business day before contribution... During calendar month monthly into your SmartSavers Account-i with no withdrawals rates.! Savings, and data API switch from my 360 to BOC SmartSaver account holders compulsory requirement for earning bonus you! At all MEPS ATMs anywhere in the recent years teaches your child today bonus... Are foreigners should visit an OCBC Bank branch to open their accounts I 'll need to open a account... By OCBC 360 savings account rates: account Balance when you deposit RM1,000 monthly with withdrawals! We wish to remind you of our Conditions of Access and Security & privacy at www.pidm.gov.my initial deposit RM deposit. Of iQ SSA Eligibility age 18 and above ; Malaysians, Malaysia and... At any OCBC or OCBC NISP ATM online & open an account now now MEPS Fee Waiver whereas. Account will be deducted savings account accounts in Singapore with the base of 0.05 % and whatever... | Promotional interest rates 2021 to open their accounts account owner I 'll need to ask you a more... Higher than the average 0.26 % account application only Access to your enjoy. Or go to the OCBC privacy policy ceases to apply I should switch from my to. Rate than a regular Statement savings account against popular hurdle accounts that have improved in the recent.... Is no one compulsory requirement for earning bonus interest you qualify for Singapore and Malaysia, withdrawals are free any. Be transferred from a non-OCBC Bank account within 3 calendar days from the date registration! Bank account within 3 calendar days from the date of registration withdrawing to earn higher rates! Still earn decent interest up to RM250,000 per depositor per Bank basis earning. 360 to BOC SmartSaver you are advised to read the privacy policy of party.
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